Underwritten by leading insurers

Travel insurance for every kind of traveller

A medical emergency abroad can wipe out a year of savings. We arrange cover that every embassy and airline accepts, and we help you file claims when something actually goes wrong.

What we arrange

Cover for every kind of trip

Six categories, all issued by licensed Kenyan insurers. Tell us the trip and we match the right one. Nothing sold that you do not need.

Single trip

One holiday or one business trip. Cover starts the day you fly out and ends the day you land back home.

  • Medical and hospital
  • Emergency evacuation
  • Baggage and delays
Annual multi-trip

For people who fly often. One policy, unlimited journeys in a twelve-month period, no re-applying each time.

  • Up to 45 days per trip
  • Medical and evacuation
  • Family discount available
Schengen visa plan

Meets the embassy requirement for medical cover. Same-day certificate so you never miss your appointment slot.

  • €30,000+ medical cover
  • Embassy-accepted certificate
  • Covers the full Schengen stay
Student travel

Long-stay cover for Kenyan students heading abroad. Runs alongside your study period, not just the flight.

  • Up to 12 months
  • Study interruption cover
  • Personal liability
Family and group

Spouses, children and group travellers under one policy. One invoice, one claims line, no juggling separate covers.

  • Family rate
  • Children covered
  • Group travel supported
Adventure and safari

Covers hiking, game drives, diving and other activities that most standard policies quietly exclude.

  • Altitude trekking
  • Game drives
  • Water sports
Get a quote

Tell us about the trip

Fill in the details below and we come back with cover options for your destination and dates. If you need the certificate the same day, say so in the notes and we will prioritise it.

Why insure with Zetta

Same-day certificates

Need it before the embassy closes? Call us before 2pm and you will have it by 5pm.

We file claims with you

We do not just sell the policy and disappear. If you need to claim, we sit with you and chase the insurer.

Worldwide cover

Valid anywhere except the countries with active travel bans from the Kenyan government.

24/7 emergency line

Any hour, any time zone. A Kenyan officer answers, not a bot or a call centre overseas.


Prefer to talk? +254184149520 or email info@zettatravel.co.ke.
Straight answers

What is covered and what is not

We would rather tell you now than have you find out at a hospital abroad.

Covered on most plans
  • Emergency medical treatment and hospitalisation
  • Emergency evacuation and repatriation
  • Baggage loss, theft or delay
  • Trip cancellation or interruption for covered reasons
  • Personal liability abroad
  • Flight delay compensation
  • 24/7 emergency assistance hotline
Usually excluded
  • Pre-existing medical conditions (unless declared and accepted)
  • Travel against government advice or to a banned country
  • Injuries sustained while under the influence
  • Extreme sports without the adventure add-on
  • Cosmetic or elective treatment
  • Loss of unattended valuables
  • Anything that happened before the policy started
If something happens

How claims work

1
Call us first

Before you pay for anything. We tell you what is covered and open the claim file with the insurer.

2
We open the claim

We submit the initial notice to the insurer within hours, not days. You get a claim reference the same day.

3
You send documents

We give you a simple list of what to send. Medical reports, receipts, police reports if relevant. We review before you submit.

4
We chase the insurer

You should not have to keep calling. We follow up on the claim until it is settled.

Need cover today?

Call us. If you are at the embassy tomorrow, we can have your certificate ready by this evening.